If the holidays have you pulling your hair out, you’re not alone. Overcrowded stores, in-laws, office parties, credit card bills and an endless to-do list can take a huge toll on all of us during this time of the year.
Here are 8 easy ways to avoid December and January being months of despair. –April Dawn Ricchuito
1. Act your wage
Set a budget for gift-giving and stick to it. Starting off the year with credit card and bill collectors is not how what you want, so pay with cash and debit cards whenever possible. And remember, the holidays are not about how much money you spend, but rather the time you spend with your family and friends.